Sole proprietorship or BV?
Do you already have a sole proprietorship (eenmanszaak), or are you about to start? At most eleven short questions about your turnover, what you need privately and what is in your business. Then you see straight away a first indication of whether a BV suits you.
- An honest outcome: "stay a sole proprietorship" is just as good an answer
- The difference in two numbers: tax, and after the extra costs of a BV
- Your outcome straight away, the full advice by email
About the check Sole proprietorship or BV?
This check compares a Dutch sole proprietorship (eenmanszaak) with a BV, calculated with what you need privately. Most calculators assume you take out all the profit; we ask what you really need, and that changes the outcome. You see the difference in two numbers: tax, and after the extra costs of a BV. What stays in the BV is deferred tax and is shown separately. "Stay a sole proprietorship" or "first consider another way of working" can also be the outcome. You see your result straight away; the full advice report comes free by email.
For anyone with a sole proprietorship who is unsure about a BV, and for anyone still starting who wants to know which form fits.
Calculated with the 2026 Dutch tax rules and rates of the Belastingdienst (Dutch Tax Administration). A few rules change in 2027; the outcome is an indication based on your answers.
Questions we often get
From what profit is a BV worth it?
There is no fixed amount. It depends mainly on how much profit you can leave in the BV, the salary you have to pay yourself as director-shareholder and the extra costs of a BV. The check calculates it with your figures.
My client no longer wants freelancers. Does a BV solve that?
No. Whether your work is really employment depends on how you work, not on your legal form. The check shows what a BV means for you financially, apart from that question.
What does a BV cost extra?
A BV has its own costs: incorporation at the notary, annual accounts, a second tax return and payroll for yourself. The check includes those costs in the difference.
I have not started yet. Can I still do the check?
Yes. Fill in what you expect to earn and what you need privately. The check shows which form fits.
· StartAndGrow is in beta: the calculation is real, but we are still testing the checks.